Graham Sullivan

Buyer Representation

Buying a home in Bucks County

Premium representation for people who want the full picture before they sign — not after they move in.

Buying in 2026 means drowning in information and starving for judgment. Every portal shows you the same photos, every AI summary recites the same blurbs — and none of them can tell you whether the township picks up your trash, whether that creek floods the back yard, or why the identical house one street over pays a different tax bill.

That's the job. I represent buyers under a clear written agreement, with fiduciary duty to you alone, and I bring the street-level knowledge this county doesn't publish anywhere: the municipal quirks, the school catchment lines, the sewer maps, and the negotiating patterns of the agents on the other side of the table.

You should never learn something about your house from a neighbor that your agent should have told you before you offered.

The Standard of Service

What You Get

Four commitments, every client, every time

Fiduciary, in writing

A written buyer representation agreement with negotiated, transparent terms — you know exactly what I do, what it costs, and that my duty runs to you and no one else.

Hyperlocal intelligence

Municipality-by-municipality knowledge of taxes, services, inspections, and character — the difference between buying a house and buying the right street.

Offer engineering

Price is one lever of many. Terms, timelines, deposit structure, appraisal strategy, and seller psychology win competitive offers without reckless waivers.

Concierge logistics

Lenders, inspectors, title, insurance, contractors, movers — a vetted bench and one point of accountability from first tour to the day after settlement.

The Process

How I work with buyers

  1. Strategy consultation

    Before a single showing: how you live, what you're solving for, budget reality, and a candid read on which towns actually fit — including ones you haven't considered.

  2. Financing alignment

    Introductions to lenders who perform, pre-approval structured for the offers you'll actually write, and first-time buyer programs when they apply.

  3. The curated search

    You see everything that fits, including off-market and coming-soon opportunities surfaced through local relationships — filtered by someone who knows what the listing isn't saying.

  4. Tours with a critical eye

    I walk houses looking for the expensive problems: roofs, water, grading, systems, layout traps, and the renovation math on anything you'd want to change.

  5. The offer

    A written strategy for this house and this seller — comps at the street level, terms that compete, and protections we keep versus risks we price.

  6. Inspection & diligence

    The full picture: structural, radon, water and septic where applicable, tanks, permits, and the municipal file. Then we renegotiate from evidence, not emotion.

  7. Settlement & after

    Title, insurance, utilities, U&O where required, final walkthrough — and after closing, I stay your first call for contractors, questions, and whatever comes next.

The Details That Decide It

The questions I answer before you offer

Portals can't tell you any of this. It's exactly the kind of thing you find out the hard way in year one — unless someone tells you up front.

Trash, recycling & trash day

In some Bucks municipalities collection is contracted and covered; in others you hire and pay your own private hauler. I tell you which — and yes, what day the truck comes.

Water & sewer

Public water or private well; public sewer or septic. Each changes your costs, your inspections, and your risk — and the answer can change block by block.

The real tax bill

County plus municipality plus school district. Two similar homes minutes apart can carry meaningfully different bills. I model the actual number before you offer.

Transfer tax & closing math

Pennsylvania transfer tax is typically two percent split between buyer and seller — but several municipalities charge more. It's modeled in my Move Cost Planner before you commit.

U&O and municipal inspections

Many Bucks municipalities require a use & occupancy inspection before a home changes hands. I know which ones, what they flag, and who fixes what.

Flood zones & water history

The Delaware, the Neshaminy, and a county full of creeks. I check FEMA zones, insurance implications, and the water history the disclosure may understate.

Radon, tanks & old-house systems

Bucks County is a high-radon region, and its older boroughs hide buried oil tanks, knob-and-tube wiring, and cast iron stacks. We test and inspect for all of it.

Schools, catchments & buses

District lines and school assignments verified at the parcel — never assumed from a listing — plus walk zones and bus reality.

The commute you'll actually have

Which rail line, which station has parking at 7am, and what the drive really is at rush hour — not what the map says on a Sunday.

The Numbers

What it costs to buy, with no surprises

Buyer representation terms are negotiable and agreed in writing before we tour — and in many transactions the seller's side offsets some or all of the cost. Either way, you'll know the arrangement to the dollar at our first meeting, not at the closing table.

Beyond the price of the home, Pennsylvania buyers typically plan for earnest money, inspections, title insurance, transfer tax, and escrows for taxes and insurance. My Move Cost Planner models all of it — including municipality-specific tax rates and real title insurance figures — so your number is a calculation, not a guess.

Questions People Ask

Buyer Representation — frequently asked questions

Do I need a buyer's agent in 2026?

You need one more than ever. Buyers now sign written representation agreements before touring, which means the terms — and the value you get for them — are explicit. A good buyer's agent provides fiduciary advocacy, street-level market knowledge, offer strategy, and diligence on things portals and AI summaries cannot verify: taxes, municipal services, water and sewer, flood history, and the condition issues that cost real money.

How much does it cost to hire a buyer's agent in Bucks County?

Buyer agent compensation is negotiable and set out in a written agreement before you tour homes. In many transactions the seller offers compensation or concessions that offset some or all of the buyer's cost. The honest answer is that it varies by transaction — and any good agent will put the exact arrangement in writing at the first meeting.

What are closing costs for a buyer in Pennsylvania?

Pennsylvania buyers typically pay their share of the realty transfer tax (commonly one percent of the price, with the standard two percent total split between buyer and seller — more in some municipalities), title insurance at state-filed TIRBOP rates, lender and appraisal fees, and prepaid escrows for property taxes and homeowners insurance. All-in costs beyond the down payment commonly run a few percent of the purchase price.

What should I check before buying a home in Bucks County?

Verify the true property tax bill (county, municipal, and school district), whether the home has public water and sewer or a well and septic, whether the municipality requires a use & occupancy inspection, flood zone status, radon (Bucks County is a high-radon region), and how trash service works — some municipalities provide it, others require you to hire a private hauler. School catchments should be confirmed at the parcel level, never assumed.

How competitive is the Bucks County housing market?

Inventory in Bucks County's most sought-after towns and school districts is persistently tight, and well-priced homes routinely draw multiple offers. Winning is about preparation: financing fully arranged before you search, fast decision frameworks, and offer terms engineered for the specific seller — not just the highest number.

Do you work with first-time buyers?

Yes — first-time buyers are some of my favorite clients, especially in Lower Bucks towns like Levittown, Bristol Borough, and Bensalem where entry price points still exist. I walk you through every step, connect you with lenders who explain rather than rush, and flag first-time buyer assistance programs when you qualify.

Keep Exploring

Start with where. My town guides cover schools, services, and how each community actually lives.

Ready to buy in Bucks County?

Start with a conversation, not a showing. Tell me what you're solving for and I'll tell you what I'd do in your position — including the parts you won't hear from a portal.

Graham Sullivan, Opus Elite Real Estate — 215-932-3000

Start the Conversation

Tell me what you're working toward.

Buying, selling, or just weighing options — send a note and I'll get back to you directly. No pressure, no automated follow-up sequence.

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